Archived Refinance Market Commentary

Historical market notice. This page originally carried a past monthly refinance and mortgage-rate report. Its rates, loan shares and closing statistics describe that earlier reporting period; they are not current pricing, closing-time or qualification guidance.

If you are considering a refinance now, start with your existing loan balance, payment, remaining term and goals. Ask lenders for written offers and compare interest rate, payment, closing costs and the time you expect to keep the loan. The Consumer Financial Protection Bureau’s Loan Estimate comparison guide explains which figures to compare. See NorthStar Funding’s refinance overview for current planning questions.

This archived notice is general education. It is not a current rate quote, commitment to lend or guarantee of savings, approval or closing time. Current terms depend on the lender and complete file.