Our ITIN Products

Loan Benefits for Non-Citizens With An ITIN

If you are a non-citizen who lives and works in the United States with an Individual Tax Identification Number (ITIN), you may be eligible for our ITIN loan products. Our ITIN loans can help you purchase a home or refinance your existing property.

One of the benefits of our ITIN loans is that you do not need a Social Security number or a visa to qualify. Additionally, we offer flexible documentation requirements. You can provide a 12-month profit and loss statement or full documentation to demonstrate your income. You can also use either 12-month personal or business bank statements to show your financial stability.

Another advantage of our ITIN loans is that we allow gift funds with no limit and cash-out refinancing with a 640 credit score requirement. We also accept self-employed income, making it easier for business owners to qualify for a loan.

We know that time is of the essence when it comes to purchasing or refinancing a home. That’s why we offer quick closings to ensure a timely loan process.

Furthermore, our ITIN loans offer up to 90% LTV (Loan-to-Value) ratio, meaning you can borrow up to 90% of your home’s value.

When it comes to demonstrating your income, we accept a variety of documents, including W-2 forms, business and personal bank statements, 1099s, or income verification from your CPA.

We are committed to helping non-citizens achieve their homeownership goals through our ITIN loan products. Contact us today to learn how we can help you purchase or refinance your property with an ITIN loan.

• Cash Out – 640 Score Required
• No Social Security Number Needed
• No Visa Necessary
• 12-month P&L or Full Doc
• 12-month personal or Business Bnaks states
• Gift Funds allowed – No Limit
• Self Employed Income OK
• Quick Closings
• Up to 90% LTV
• Use W-2, Business/Personal BankStatements, 1099, or CPA Income