More options. Better service. Fewer overlays.

NorthStar Funding, Inc. works with many national lenders and several production channels to meet your company’s business model. From Wholesale to fully-delegated Correspondent lending, NorthStar provides a wealth of options that enable you to improve your revenue and production.


  • No minimum trade line requirements (one credit score only with AUS approval – no delinquencies and the credit must not include authorized accounts)
  •  No DTI overlays on Conventional or Government products with AUS approval
  • Mortgage insurance transfers allowed on Freddie Open Access and DU Refi Plus (top 4 MI companies)
  • Non-occupant co-borrowers income qualifies
  • Up to 10 financed properties (not in Correspondent)
  • 97% LTV all gift program (specific MI companies)
  • Recast of mortgage available if paid down substantially (Permitted on Conventional conforming programs)
  • 97% LTV and 620 FICOs
  • Flexible amortization terms available on Conforming
  • Freddie Mac Relief and DU Refi Plus 125% LTV / Unlimited CLTV
  • Odd note rates (ask for a rate sheet)
  • Extensive Condo options – PERS, PEW, CPM, FHA DELRAP, and HRAP, plus financing for non-warrantable condos
  • Prime Jumbo products available
  • Up to $2 million (Primary and Second Home)
  • Second home financing for foreign nationals
    • Credit scores from 580
    • 90% to $2,500,000 NO MI
    • Interest-only options
    • Foreclosure/DIL/BK and SS ok less than 2 years
    • Pure Investor products

Every product and service is backed by NorthStar Funding!