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NY Owner Occupied or Secondary Home Stated/No Income Verification Loan

Quontic Bank

“A game changing portfolio program!”

75% LTV to $1.5mm No Tax returns just VOE or Borrower 12 month P&L
<= 54% to mm to income and liabilities not listed DTI not calculated for SE or W2
1 to 4 family
Condo’s warrantable or non-warrantable
Condotels
NY CEMA’s yes
Just One-month bank statement
3 month to 6 month reserves
Gifts okay for Down Payment and reserves
5/1, 7/1, 15 year or 30 year fixed options
Unlimited C/O 
Rates start at 5.375 on the 5/1 ARM and adjust for credit score (min 680) and LTV

Also, other portfolio program offerings Foreign National and DSCR

 

Northstar Funding Inc – NMLS 139369
Licensed Mortgage Correspondent Lender State of Connecticut (#MCL-139369); Licensed Mortgage Broker State of Florida (#MBR708); Licensed Mortgage Lender State of Maryland (#21674); Licensed Correspondent Residential Mortgage Lender State of New Jersey (#0751973); Registered Mortgage Broker State of New York (#A007412); Licensed Mortgage Broker Commonwealth of Pennsylvania (#44493); Licensed Loan Broker State of Rhode Island (#20143018LB); California License (#60DBO61184 ); Licensed Mortgage Broker District of Columbia (#MLB139369); North Carolina Mortgage Broker License (#B-175236); Colorado Mortgage Company Registration; Georgia Mortgage Broker/Processor License/Registration (#61015); South Carolina-DCA Mortgage Broker License; Oregon Mortgage Lending License (#ML-5692); Illinois Residential Mortgage License (#MB.6761332); Virginia Broker License (#139369); Massachusetts Mortgage Broker License (#MB.139369) New Hampshire Mortgage Banker License (#23399MB)

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Registered Mortgage Broker-NYS Banking Department. Loans arranged through third party venders
79 Hudson Street, Suite 301A, Hoboken, NJ 07030
Copyright © 2018. All rights reserved.

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The advertisement of a mortgage loan by a residential mortgage broker (or residential mortgage lender that acts merely as a mortgage broker with regard to the advertised loan) or by a mortgage loan originator employed by such licensee that does not specifically and conspicuously state that the advertiser will not make any mortgage loan commitments or fund any mortgage loans under the advertised program and does not contain a statement that conspicuously states that the advertising licensee, or his or her employer if the advertiser is a licensed mortgage loan originator, arranges loans with third-party providers; licensed by the N.J. Department of Banking and Insurance.