NY Owner Occupied or Secondary Home Stated/No Income Verification Loan
"A game changing portfolio program!"
75% LTV to $1.5mm No Tax returns just VOE or Borrower 12 month P&L <= 54% to mm to income and liabilities not listed DTI not calculated for SE or W2 1 to 4 family Condo's warrantable or non-warrantable Condotels NY CEMA's yes Just One-month bank statement 3 month to 6 month reserves Gifts okay for Down Payment and reserves 5/1, 7/1, 15 year or 30 year fixed options Unlimited C/O Rates start at 5.375 on the 5/1 ARM and adjust for credit score (min 680) and LTV
Also, other portfolio program offerings Foreign National and DSCR
Northstar Funding Inc – NMLS 139369 Licensed Mortgage Correspondent Lender State of Connecticut (#MCL-139369); Licensed Mortgage Broker State of Florida (#MBR708); Licensed Mortgage Lender State of Maryland (#21674); Licensed Correspondent Residential Mortgage Lender State of New Jersey (#0751973); Registered Mortgage Broker State of New York (#A007412); Licensed Mortgage Broker Commonwealth of Pennsylvania (#44493); Licensed Loan Broker State of Rhode Island (#20143018LB); California License (#60DBO61184 ); Licensed Mortgage Broker District of Columbia (#MLB139369); North Carolina Mortgage Broker License (#B-175236); Colorado Mortgage Company Registration