NY Owner Occupied or Secondary Home Stated/No Income Verification Loan

Quontic Bank

"A game changing portfolio program!"

75% LTV to $1.5mm No Tax returns just VOE or Borrower 12 month P&L
<= 54% to mm to income and liabilities not listed DTI not calculated for SE or W2
1 to 4 family
Condo's warrantable or non-warrantable
Condotels
NY CEMA's yes
Just One-month bank statement
3 month to 6 month reserves
Gifts okay for Down Payment and reserves
5/1, 7/1, 15 year or 30 year fixed options
Unlimited C/O 
Rates start at 5.375 on the 5/1 ARM and adjust for credit score (min 680) and LTV

Also, other portfolio program offerings Foreign National and DSCR

 

Northstar Funding Inc – NMLS 139369
Licensed Mortgage Correspondent Lender State of Connecticut (#MCL-139369); Licensed Mortgage Broker State of Florida (#MBR708); Licensed Mortgage Lender State of Maryland (#21674); Licensed Correspondent Residential Mortgage Lender State of New Jersey (#0751973); Registered Mortgage Broker State of New York (#A007412); Licensed Mortgage Broker Commonwealth of Pennsylvania (#44493); Licensed Loan Broker State of Rhode Island (#20143018LB); California License (#60DBO61184 ); Licensed Mortgage Broker District of Columbia (#MLB139369); North Carolina Mortgage Broker License (#B-175236); Colorado Mortgage Company Registration

Click here to read Important Disclosures

Registered Mortgage Broker-NYS Banking Department. Loans arranged through third party venders
79 Hudson Street, Suite 301A, Hoboken, NJ 07030
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