If you are self-employed and your income fluctuates, we offer a loan program that requires only 1-year tax returns. Non-occupant co-borrower OK! Minimum FICO of 620 and closing credit card accounts are not required. Eligible Transactions:
- Rate & Term (Limited Cash-out) Refinance
- Cash-out Refinance
Yes… 1 Year Tax Returns For Self Employed Borrowers
Yes… Freddie Open Access
Yes… Non Occupant Co-borrowers Ok!
Yes… Cash Out On High Balance Loans Down To A 620 Fico
Yes… Not Required To Close Out Credit Cards At Closing