Specialized Financing for Stick-build, Modular and Manufactured Homes


  • Permanent loan is closed before home is built.
  • Creating new opportunities for more qualified borrowers
    • As low as 3.5% down payment for FHA
    • Zero down payment for VA with no mortgage insurance for most veterans
    • Credit Scores as low as 530 for FHA and VA
    • Borrower may be required to make payments until construction is complete
    • Gifts or land equity allowed for down payment


Celebrating over 25 years of exceptional nationwide residential leading services, Northstar Home Funding, is committed to our Wholesale and Correspondent origination channels. Together with Northstar’s Capital Markets and Warehouse Lending Divisions, Northstar Home Funding provides a full spectrum of lending products and services throughout the 47 states and the Districts of Columbia, where licenses are held.