Category: Highlights

Manual underwriting mortgage illustration with clipboard, checkmark, hand holding dollar signs, and text 'Min Credit Score 500

FHA & VA Loans Down to 500 Credit | Northstar Funding

FHA & VA Loans Down to 500 Credit Scores | Northstar Funding Flexible Loan Programs for Low Credit Borrowers At Northstar Funding, we specialize in helping borrowers with challenging credit profiles access affordable mortgage options. If your credit score is as low as 500, you may still qualify for an FHA o

Mortgage approval using assets illustration with house icon, dollar sign, and cash stack

Asset-Based Mortgage Loans for High-Net-Worth Borrowers

Qualify for a Mortgage Using Your Assets At Northstar Funding, we specialize in helping clients secure a mortgage using assets rather than traditional income. This flexible financing strategy allows high-net-worth borrowers, retirees, and self-employed individuals to leverage their liquid assets to qualify for h

How DSCR loans work for rental properties without income verification

No-Income DSCR Loans | Qualify Using Rental Income | Northstar

DSCR Loans for Rental Properties: Skip Tax Returns, Use Rental Income Secure no-income-verification DSCR loans for 1-4 unit investment properties. Northstar Funding qualifies you based on your property's cash flow, not personal tax returns or W2s. 600+ FICO scores accepted with up to 85% LTV financing.

FHA 100% CLTV Financing 1st Mortgage with Down Payment Assistance (DPA) lien

Transaction TypeNumber of UnitsMaximum LTV/CLTV/HCLTVMinimum Credit ScoreFHA 30-Yr Fixed Purchase1-2 Units96.50% LTV + 3.5% DPA = 100% CLTV600 NorthStarONE is designed to increase homeownership opportunities for low-to-moderate-income individuals and families nationwide (excluding New York and Washington Stat

Manual Underwrite with No Credit Scores- FHA and Fannie Mae

No Credit Score FHA – No Score Fannie Mae Loan Options Can someone with no credit score get a loan to buy a house?  If I don't have a credit score, am I stuck using a Non-QM loan?  Finally, there is help for borrowers with no N/A credit scores. We also offer Manual UWs on FHA, VA, a

Owner Occupied Second Home No Ratio No Income Verification Loan

Northstar Funding can broker 2nd home and owner occ. loans with ZERO income stated on the loan application and no employment verification. This is possible through the use of our lender’s US Treasury CDFI-designation.   80% LTV available up to 2M Cash-Out available up to 75% LTVLoans availabl

Flex Foreign National Loan

Northstar Funding can broker a wide variety of loans to non-permanent residents.  We can help broker products, for single family homes, 2-4 unit properties, warrantable and non-warrantable condos, condotels and more.  These loans feature: Maximum LTV of 70%Foreign/No Credit acceptableMaximum loan of